Santa Cruz is the county seat and largest city of Santa Cruz County, California in the United States of America. As of the 2008 census estimate, Santa Cruz had a total population of 56,124. It is located on the northern edge of the Monterey Bay, about 72 mi (115 km) south of San Francisco. The present-day site of Santa Cruz was the location of a Native American settlement since ancient times. It was also one of the earliest settlements of the Spanish during the exploration of Alta California in the later part of the 1700s, including a California Mission. During the late 1800s, after California became part of the United States, Santa Cruz became widely popular for its idyllic beaches and coastal redwood forests, establishing itself as a resort community. Santa Cruz is now known for its moderate climate, natural beauty, educational institutions, alternative community lifestyles, and socially liberal leanings. It is also home to University of California at Santa Cruz.

Personal Bankruptcy Law Lawyers In Santa Cruz California

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What is personal bankruptcy law?

Personal Bankruptcy involves the legal process that an insolvent individual takes to insure fairness and equality upon creditors and to help the debtor start anew with the property he or she is allowed to keep without being hampered by liabilities he or she might have accrued. Personal Bankruptcy attorneys advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing -- including Chapter 7 bankruptcy debt discharge plans and Chapter 13 bankruptcy debt repayment plans. Bankruptcy attorneys may also represent creditors seeking to have their rights enforced in connection with a bankruptcy reorganization of a debtor.

Business Bankruptcy attorneys also advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to personal bankruptcy law issues in California

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

Official Bankruptcy Forms must be used to file and take action in bankruptcy cases. Procedural Forms also may be...

Chapter 7 of the Bankruptcy Code provides for "liquidation," ( i.e., the sale of a debtor's nonexempt property and...

Chapter 12 of the Bankruptcy Code provides for adjustment of debts of a "family farmer," or a "family fisherman" as...

The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income. (Chapter...

The Servicemembers' Civil Relief Act applies in bankruptcy cases. It provides protection to members of the military...

Most debtors who file a bankruptcy petition, and many of their creditors, know very little about the bankruptcy...

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...

Federal court opinions concerning personal bankruptcy law in California