Learn More About Collections Law in Clayton, New Mexico

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Clayton is a town in Union County, New Mexico, United States. The population was 2,524 at the 2000 census. It is the county seat of Union County. Tourists heading from Texas to Colorado often pass through Clayton, which is located in the northeast corner of New Mexico. Clayton is named for a son of U.S. Senator Stephen W. Dorsey, an Arkansas Republican, originally from Ohio, who served during Reconstruction. The town was established in 1887. Trade caravans and homesteaders traveling through the Cimarron Cutoff of the Santa Fe Trail passed through Clayton. The town was a livestock shipping center for herds from the Pecos River and the Texas Panhandle.

Collections Law Lawyers In Clayton New Mexico

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What is collections law?

Lawyers who practice collections law assist creditors in the collection and satisfaction of outstanding debt, including car loans, student loans, credit cards, judgments, medical debts, mortgage debt, enforcement of rights under liens, and recovery of court-ordered judgments. Debt collections attorneys may also assist clients in repossessing the real and personal property of insolvent debtors.

Personal Bankruptcy and Business Bankruptcy attorneys can advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to collections law issues in New Mexico

What are the different options for bankruptcy?

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

How can I protect myself from debt collectors?

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

When can a creditor garnish my wages, place a lien on my house, seize my bank account, or take my tax refund?

For the most part, a creditor must sue you, obtain a court judgment, and then solicit the help of a sheriff or other...

How soon after I miss a house payment will the bank begin foreclosure proceedings?

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...